Recovery House — Business Plan Overview

An English-language guide to your wife's Dutch business case (complete businesscase recovery house met scenario 2 groepen), with every income line and cost item translated and explained side-by-side.

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What this business is

Wat is dit?

The Recovery House is a small-scale, residential eating-disorder and mental-health recovery facility in the Netherlands, run by founder Isabelle Plasmeijer. It hosts 3–6 clients at a time in a country house / castle setting, with 24/7 staffing, a psychiatrist, group activities and intensive personal support.

Compared with regulated Dutch GGZ clinics (Levvel, Changes GGZ, Emergis, Ursula), which charge roughly €15,000–€45,000 per client per month, the Recovery House sits in the same premium range while offering a more boutique, less institutional experience.

Core question of the plan: not "can we make a profit?" but "can we keep the house stably occupied while keeping the team employed year-round?" — because the biggest financial risks are empty months and staff turnover, not lack of demand.

Revenue model — how money comes in

Omzetmodel

The business has one revenue stream: a monthly tariff per client. Different scenarios in the spreadsheet test different price points and group structures.

Low tariff Laag tarief
€25,000
Realistic tariff Realistisch
€29,000
Mid-market Middensegment
€35,000
Premium tariff Premium
€39,000
Revenue lever What it means Example
Monthly tariff per clientTarief per cliënt per maand Average care budget paid for each resident, typically funded via WLZ / PGB / insurer / private contract. €25k – €39k
Number of clientsAantal cliënten How many residents live in the house at once. Drives revenue linearly. 3 – 6
Active months / yearVolle maanden per jaar Months when the house has a group. Empty months earn €0 but still cost the fixed base. 6 – 12
Monthly revenue = clients × tariff Maandomzet e.g. 5 × €35k = €175,000

Personnel costs (the biggest line item)

Personeelskosten

This is by far the heaviest cost block — the house operates 24/7, so the minimum coverage is 1 coach + 1 nurse during the day and 1 coach or nurse at night (3 people total). Once the group reaches 4+ clients, an extra coach is added during the day on a 13-hour shift.

EN NL Detail €/month
Day shift — 1 coach + 1 nurse Dagdienst 2 people × 12 hours/day × €65
Night shift — 1 coach or nurse Nachtdienst 2 active hours + 10 sleep hours, per person
Extra coach (from 4 clients) Extra begeleider vanaf 4 cliënten 13 hours/day × €65, only when group ≥ 4
Team-alignment meetings (ZAG) ZAG teamafstemming 10 people × €65/hr × weekly
Overhead support team Overhead supportteam 10 hrs/week × €40 × 4 weeks
Subtotal staffing — small group (3 clients) 63,800
Subtotal staffing — large group (4–6 clients) 89,150
Edit any amount above — the simulator picks up the change.
Key insight: staffing jumps from €63,800 to €89,150/mo the moment you go from 3 to 4 clients (because the extra coach is required), but stays flat from 4 to 6 clients. So 5 or 6 clients is far more profitable per head than 3.

Fixed monthly costs (excluding staff)

Vaste kosten per maand (excl. personeel)

These costs run whether or not the house is occupied. Note: the spreadsheet's "Totaal vaste kosten excl. personeel" line of €23,080 bundles in the €2,600 ZAG team-meeting cost shown above under personnel; the €20,480 below is the strict "no-staff-at-all" total.

The toggle on the right of each row controls whether that item is included in the "lean" empty-month total. Founder hours and site visits, for example, can reasonably be excluded if Isabelle isn't billing during a non-active month. Your choices are saved automatically and feed into the simulator on the next page.

EN NL Detail €/month In lean?
RentHuurMonthly rent on the country house
GroceriesBoodschappenFood & household supplies
PsychiatristPsychiater10 hours × €220
Outdoor maintenanceOnderhoud buitenGarden / grounds
Cleaning & basic maintenanceSchoonmaak & basisonderhoudCleaning crew + minor repairs / plumbing
Activities (outings, sport, cinema)Uitjes / sport / bioscoopClient activity budget
Utilities (gas, water, electricity)Gas, water en lichtOld country house / castle
Founder (Isabelle Plasmeijer)Isabelle Plasmeijer – oprichter20 hrs/week × €110 × 4 weeks
Founder site visitWerkbezoek IsabelleFlight + 5 days × 8h × €110
Contents insuranceInboedel-/inventarisverzekeringIndicative budget
Term-life insuranceOverlijdensrisicoverzekeringTo cover fixed costs in case of loss
Professional liability insuranceBeroepsverzekeringIndicative budget
Total fixed costs (excl. all personnel)20,480
"Lean" fixed costs during empty months — configurable, syncs to the simulator15,280

Saves the per-row amounts and lean toggles in this section only. Mix with separate save panels under Startup, Lease, Reserves to build different combined scenarios.

Startup & one-off investment

Opstartkosten & investeringsbudget

These are one-time costs to open the house — moving in, furnishing, and the launch marketing push.

EN NL Detail € one-off
MovingVerhuizingTransport / logistics
Van rentals (Hertz)Busjes hurenSeveral trips
Furniture / kitchen / decorInrichting / meubels / keukenspullenBasic furnishing
Contingency reserveOnvoorziene opstartkostenBuffer
Volunteer coach allowanceVrijwilligersvergoeding coaches10 × €100
Coach travel reimbursementBenzinevergoeding coaches10 × €75
Catering / coffee / flyersCatering / koffie / flyersOpen days
Social media / adsSocial media / advertentiesLaunch marketing
Total startup costs 15,250

Saves only the startup line items above. Independent from other sections — mix with Fixed-cost / Lease / Reserves saves to combine scenarios.

Lease terms — Castle

Huurvoorwaarden — kasteel

Cash impact of the lease, separate from monthly rent (which appears under fixed costs): an upfront deposit + first-month rent advance paid at signing, and an exit fee if you terminate before the 24-month commitment is up. Both scale with your current rent amount (€5,500/mo).

ItemMonthsAmount
Deposit borg 16,500
First-month rent advance vooruitbetaling 5,500
Upfront cash on signing 22,000
0 (immediate exit — max fee) 24 (full term — no fee)

Default 24 = you complete the lease. Slide down to model an earlier exit; each unused month adds one month of rent to the exit fee (€5,500 per unused month).

Months unused (24 − used)0 months
Exit fee opzegvergoeding0
Total lease cash impact — upfront + exit fee 22,000

The total lease cash impact is treated as a one-off at launch in the cashflow page (added to the startup line).

Saves deposit months, advance months, and the expected-use slider. Use this to compare "stay 24 months" vs "exit at month 12" cash impacts.

Reserves & continuity

Reserves & continuïteit

These aren't recurring expenses — they're cash buffers that should sit in the company account before opening, so the house can absorb shocks without panicking.

Continuity reserve Continuïteitsreserve

≈ 3 months of fixed costs as a buffer.

Emergency reserve Calamiteitenreserve

Unexpected events / breakdowns.

Legal reserve Juridische reserve

Legal procedures / disputes.

Total desired reserve: €75,000 — Totale gewenste reserve

Saves the three reserve amounts. Mix with Fixed-cost / Startup / Lease saves to combine different scenarios.

The CFO's strategic take (from the "💡 idea" sheet)

CFO-conclusie

The spreadsheet contains a long strategic note. The essence:

Closed 3-month groups are risky: they create cycles of intake → group-forming → discharge → empty months → restart. That is emotionally heavy for the team, financially inefficient, and organisationally unstable.
Continuous rolling intake is smarter: 4–6 clients always in the house, average stay 6–9 months, one client in/out every 1–2 months. Stable cashflow, stable jobs, gentler group dynamics.
Most realistic scenario: 4–5 clients at a tariff between €25,000 and €32,000 per month, with continuous intake and 6–9 month stays.
Compare scenarios & run simulations →

How the scenarios compare at a glance

Scenario-overzicht
Scenario Clients Tariff Monthly revenue Monthly profit Margin
3 clients @ €39k (full year)3€39,000€117,000€32,72028.0%
4 clients @ €39k (full year)4€39,000€156,000€46,37029.7%
5 clients @ €39k (full year)5€39,000€195,000€85,37043.8%
6 clients @ €39k (full year)6€39,000€234,000€124,37053.2%
2 groups × 3 clients (8 active mo.)3€39,000€117,000€32,72018.4% (annual)
1 group × 6 clients @ €25k (3 mo.)6€25,000€150,000€40,3708.5% (annual, see Scenario 4)

"Margin" is monthly when the group is active, annual when the scenario includes empty months. Full numbers and break-even on the next page.